Financial support for residents
Accessing benefits for the first time if your income has stopped or dropped
If you’re struggling financially and not on benefits already, you may be eligible to apply for both of the following:
Council Tax Support: This is a type of benefit that reduces the amount of council tax you need to pay. The discount you’re entitled to is worked out by looking at your income and your individual circumstances. and if you think you're eligible,make a claim .
If you’re not claiming benefits at the moment and you’re now unable to work or your income has dropped, as long as you fit the criteria, you can apply for Universal Credit. The Department for Work and Pensions (DWP) manages this so you will need toapply online at gov.uk or if you need help call them on 0800 328 5644. You do not need to go to the job centre and you can receive an advance payment from DWP.
Contributions-based benefits: If you have recently lost your job, you may also be eligible for contributions-based benefits –Job Seeker's Allowance orEmployment Support Allowance – which you canapply for at gov.uk . Your eligibility will only depend on your National Insurance contributions – the amount you have in savings and/or your partners’ income won’t be taken into account. Please use abenefit calculator to help you.
If you are in severe financial hardship and cannot afford necessities to live
The following organisations will be able to advise you:
|Organisation||Phone number||Type of support offered|
|Citizens Advice Camden||0808 278 7835|| |
General support and advice
|Age UK Camden||020 7837 3777||Support for residents aged over 55|
|Somers Town Community Centre||020 7388 6088||Employment and benefit advice|
|Camden Community Law Centre||020 7284 6510||Specialist legal support|
|Mary Ward Legal Centre||020 7831 7079||Specialist legal support|
|Hopscotch Women's Centre||020 7388 8198||Advice and advocacy for women experiencing domestic abuse, and general benefits advice|
|West Hampstead Women's Centre||020 7328 7389||Advice and advocacy for women experiencing domestic abuse, and general benefits advice|
|New Horizon Youth Centre||020 7338 5560||Support for young people aged 16 to 24 with housing, employment and advice|
|The London Irish Centre||020 7916 2222||Support with general benefits advice, applying for an Irish passport|
|The Kosmos Centre and Camden Somali Cultural Centre||020 7267 7194||General advice and advocacy for residents from Greek Cypriot or Somali backgrounds|
|Camden People First||020 7388 2007||Support for adults and families living with learning difficulties, offering general benefits advice and advocacy|
|Camden Disability Action||07543 572 793||Support for adults and children living with a disability, advice and advocacy includes benefits|
If you’re worried about losing your home
Advice for council tenants:
Advice for leaseholders:
Advice for private renters:
For help and advice, contact the Homelessness Prevention Team on 020 7974 5801 (9am-5pm, Monday-Friday).
Advice for home owners:
If you’re a home owner and struggling to pay your mortgage, please call your mortgage provider to find out what support is available.