Benefits and money, help and advice

Managing your money and financial support

Managing your money

Managing your money can sometimes be difficult. It is useful to use a budgeting tool to help you organise and manage your money easier.

This is simply a record of:

  •  all the money you have coming in (from things like your salary, pensions or benefits) and;

  •  all the payments that you make (such as your rent, bills and Council Tax). 

The Money Advice Service has lots of useful information about managing your money and tools such as the budget planner.

Increase your income

To increase your income, you should check if you are claiming your full benefit entitlement. There are benefits you may be able to claim if you are in or out of work.


Another way to increase your income would be to find a job or progress within an existing job. Find employment support in Camden

Extra help with rent

If you are claiming Housing Benefit (HB) or the Housing Cost element of Universal Credit (UC), then you might be able to apply for extra short-term financial support. This is called Discretionary Housing Payment. Find out more and apply

Help with energy and water bills

Social Fund

The Social Fund is a government scheme to help people with expenses that are difficult to meet on a low income.

There are several different types of Social Fund benefits. These include:


There are charitable grants available to help people in financial need. You can use the grant search tool on the Turn2Us website. There is information about checking eligibility as well as how to apply on the website.

Food banks

Food banks provide a minimum of three days’ emergency food and support to people in emergency crisis, whether there has been a delay in receiving your benefits or receiving an unexpected bill on a low income. Find out more

Borrowing money

If you need to borrow money, there are some things you should consider before borrowing to avoid falling into further financial difficulties.
Find out more

London Mutual Credit Union

A credit union is a financial co-operative which provides savings, loans and a range of services to its members. It is owned and controlled by the members. Find out more 

Independent financial advice

If you have savings, property, investments or other assets, you could seek advice from an independent financial adviser. You may have to pay for this service. Find out more

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